Call reports 2021
BANK OF BILLINGS — 2021
What BANK OF BILLINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 76,919,000 | 74,590,000 | 77,293,000 | 79,533,000 |
| Total loans | 52,584,000 | 56,853,000 | 58,074,000 | 65,296,000 |
| Allowance for loan losses | 564,000 | 585,000 | 612,000 | 629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,588,000 | 64,855,000 | 67,428,000 | 65,559,000 |
| Interest-bearing deposits | 39,604,000 | 38,776,000 | 38,485,000 | 39,603,000 |
| Noninterest-bearing deposits | 27,984,000 | 26,079,000 | 28,943,000 | 25,956,000 |
| Equity capital | 9,030,000 | 9,280,000 | 9,542,000 | 9,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,692,000 | 2,619,000 | 3,503,000 |
| Interest expense | 60,000 | 116,000 | 162,000 | 204,000 |
| Net interest income | 706,000 | 1,576,000 | 2,457,000 | 3,299,000 |
| Noninterest income | 97,000 | 204,000 | 302,000 | 395,000 |
| Noninterest expense | 606,000 | 1,240,000 | 1,860,000 | 2,592,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 182,000 | 510,000 | 854,000 | 1,042,000 |
| Income tax | 43,000 | 121,000 | 203,000 | 248,000 |
| Net income | 139,000 | 389,000 | 651,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,242,000 | 6,492,000 | 6,754,000 | 6,897,000 |