Call reports 2020
BANK OF BILLINGS — 2020
What BANK OF BILLINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,209,000 | 64,525,000 | 65,191,000 | 67,606,000 |
| Total loans | 46,139,000 | 50,558,000 | 51,547,000 | 49,089,000 |
| Allowance for loan losses | 538,000 | 564,000 | 583,000 | 543,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,258,000 | 55,413,000 | 56,063,000 | 58,416,000 |
| Interest-bearing deposits | 35,718,000 | 35,935,000 | 36,297,000 | 36,727,000 |
| Noninterest-bearing deposits | 15,540,000 | 19,478,000 | 19,766,000 | 21,689,000 |
| Equity capital | 8,598,000 | 8,723,000 | 8,798,000 | 8,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,482,000 | 2,235,000 | 3,035,000 |
| Interest expense | 99,000 | 177,000 | 249,000 | 315,000 |
| Net interest income | 629,000 | 1,305,000 | 1,986,000 | 2,720,000 |
| Noninterest income | 67,000 | 144,000 | 245,000 | 330,000 |
| Noninterest expense | 610,000 | 1,185,000 | 1,791,000 | 2,408,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 71,000 | 234,000 | 395,000 | 582,000 |
| Income tax | 16,000 | 54,000 | 91,000 | 136,000 |
| Net income | 55,000 | 180,000 | 304,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,794,000 | 5,919,000 | 5,994,000 | 6,087,000 |