Call reports 2019
BANK OF BILLINGS — 2019
What BANK OF BILLINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,683,000 | 61,541,000 | 58,521,000 | 60,220,000 |
| Total loans | 48,187,000 | 49,844,000 | 48,822,000 | 47,367,000 |
| Allowance for loan losses | 493,000 | 505,000 | 515,000 | 519,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,954,000 | 52,706,000 | 49,614,000 | 48,784,000 |
| Interest-bearing deposits | 34,087,000 | 36,157,000 | 33,884,000 | 32,933,000 |
| Noninterest-bearing deposits | 15,867,000 | 16,549,000 | 15,730,000 | 15,851,000 |
| Equity capital | 8,479,000 | 8,563,000 | 8,600,000 | 8,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,519,000 | 2,286,000 | 3,069,000 |
| Interest expense | 88,000 | 178,000 | 271,000 | 357,000 |
| Net interest income | 648,000 | 1,341,000 | 2,015,000 | 2,712,000 |
| Noninterest income | 76,000 | 155,000 | 246,000 | 297,000 |
| Noninterest expense | 542,000 | 1,086,000 | 1,669,000 | 2,272,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 167,000 | 380,000 | 547,000 | 677,000 |
| Income tax | 43,000 | 98,000 | 133,000 | 151,000 |
| Net income | 124,000 | 282,000 | 414,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,670,000 | 5,754,000 | 5,791,000 | 5,824,000 |
| Total capital | 6,163,000 | 6,259,000 | 6,306,000 | 6,343,000 |
| Risk-weighted assets | 43,598,000 | 44,927,000 | 44,316,000 | 43,402,000 |