Call reports 2018
BANK OF BILLINGS — 2018
What BANK OF BILLINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,512,000 | 55,423,000 | 57,403,000 | 56,501,000 |
| Total loans | 45,533,000 | 46,625,000 | 46,243,000 | 50,080,000 |
| Allowance for loan losses | 414,000 | 428,000 | 440,000 | 460,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,901,000 | 46,775,000 | 48,717,000 | 47,193,000 |
| Interest-bearing deposits | 33,369,000 | 31,323,000 | 32,844,000 | 32,551,000 |
| Noninterest-bearing deposits | 14,532,000 | 15,452,000 | 15,873,000 | 14,642,000 |
| Equity capital | 8,345,000 | 8,428,000 | 8,454,000 | 8,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,256,000 | 1,924,000 | 2,788,000 |
| Interest expense | 53,000 | 104,000 | 170,000 | 239,000 |
| Net interest income | 553,000 | 1,152,000 | 1,754,000 | 2,549,000 |
| Noninterest income | 100,000 | 203,000 | 313,000 | 323,000 |
| Noninterest expense | 478,000 | 926,000 | 1,399,000 | 1,861,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 114,000 |
| Pretax income | 166,000 | 411,000 | 641,000 | 897,000 |
| Income tax | 43,000 | 106,000 | 165,000 | 230,000 |
| Net income | 123,000 | 305,000 | 476,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,487,000 | 5,603,000 | 5,629,000 | 5,683,000 |
| Total capital | 5,901,000 | 6,031,000 | 6,069,000 | 6,143,000 |
| Risk-weighted assets | 41,602,000 | 42,588,000 | 42,214,000 | 45,263,000 |