Call reports 2017
BANK OF BILLINGS — 2017
What BANK OF BILLINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,786,000 | 54,715,000 | 56,493,000 | 53,873,000 |
| Total loans | 40,538,000 | 39,412,000 | 39,354,000 | 42,001,000 |
| Allowance for loan losses | 367,000 | 370,000 | 385,000 | 389,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,210,000 | 46,213,000 | 48,053,000 | 45,346,000 |
| Interest-bearing deposits | 35,344,000 | 32,774,000 | 32,725,000 | 21,386,000 |
| Noninterest-bearing deposits | 14,866,000 | 13,439,000 | 15,328,000 | 23,960,000 |
| Equity capital | 8,215,000 | 8,248,000 | 8,198,000 | 8,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,111,000 | 1,673,000 | 2,250,000 |
| Interest expense | 51,000 | 101,000 | 148,000 | 193,000 |
| Net interest income | 498,000 | 1,010,000 | 1,525,000 | 2,057,000 |
| Noninterest income | 49,000 | 103,000 | 176,000 | 267,000 |
| Noninterest expense | 467,000 | 915,000 | 1,572,000 | 2,066,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 71,000 | 180,000 | 102,000 | 228,000 |
| Income tax | 27,000 | 68,000 | 40,000 | 51,000 |
| Net income | 44,000 | 112,000 | 62,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,381,000 | 5,418,000 | 5,421,000 | 5,467,000 |
| Total capital | 5,748,000 | 5,788,000 | 5,806,000 | 5,856,000 |
| Risk-weighted assets | 39,668,000 | 37,925,000 | 36,577,000 | 36,902,000 |