Call reports 2011
BANK OF BILLINGS — 2011
What BANK OF BILLINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,775,000 | 53,901,000 | 55,262,000 | 57,448,000 |
| Total loans | 40,112,000 | 40,589,000 | 43,599,000 | 46,381,000 |
| Allowance for loan losses | 409,000 | 415,000 | 422,000 | 604,000 |
| Securities available for sale | 3,356,000 | 3,127,000 | 2,862,000 | 2,580,000 |
| Securities held to maturity | 2,678,000 | 2,675,000 | 2,549,000 | 1,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,943,000 | 46,065,000 | 47,267,000 | 49,611,000 |
| Interest-bearing deposits | 37,886,000 | 36,894,000 | 39,641,000 | 42,026,000 |
| Noninterest-bearing deposits | 7,057,000 | 9,171,000 | 7,626,000 | 7,585,000 |
| Equity capital | 7,604,000 | 7,646,000 | 7,808,000 | 7,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,526,000 | 2,346,000 | 3,197,000 |
| Interest expense | 102,000 | 199,000 | 302,000 | 410,000 |
| Net interest income | 648,000 | 1,327,000 | 2,044,000 | 2,787,000 |
| Noninterest income | 58,000 | 132,000 | 204,000 | 260,000 |
| Noninterest expense | 397,000 | 810,000 | 1,241,000 | 1,699,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 258,000 |
| Pretax income | 291,000 | 613,000 | 953,000 | 1,090,000 |
| Income tax | 110,000 | 225,000 | 342,000 | 382,000 |
| Net income | 181,000 | 388,000 | 611,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,356,000 | 4,428,000 | 4,572,000 | 4,480,000 |
| Total capital | 4,765,000 | 4,843,000 | 4,994,000 | 4,983,000 |
| Risk-weighted assets | 35,651,000 | 36,750,000 | 39,083,000 | 40,149,000 |