Call reports 2002
BANK OF BILLINGS — 2002
What BANK OF BILLINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,939,000 | 26,168,000 | 27,139,000 | 27,993,000 |
| Total loans | 9,212,000 | 9,424,000 | 9,782,000 | 9,798,000 |
| Allowance for loan losses | 85,000 | 84,000 | 87,000 | 117,000 |
| Securities available for sale | 13,948,000 | 12,783,000 | 13,869,000 | 14,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,752,000 | 23,784,000 | 24,727,000 | 25,612,000 |
| Interest-bearing deposits | 21,337,000 | 21,290,000 | 22,423,000 | 22,760,000 |
| Noninterest-bearing deposits | 2,415,000 | 2,494,000 | 2,304,000 | 2,852,000 |
| Equity capital | 2,116,000 | 2,272,000 | 2,310,000 | 2,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 721,000 | 1,075,000 | 1,415,000 |
| Interest expense | 191,000 | 369,000 | 541,000 | 705,000 |
| Net interest income | 169,000 | 352,000 | 534,000 | 710,000 |
| Noninterest income | 9,000 | 21,000 | 32,000 | 45,000 |
| Noninterest expense | 145,000 | 289,000 | 433,000 | 586,000 |
| Provision for loan losses | 1,000 | 4,000 | 8,000 | 38,000 |
| Pretax income | 36,000 | 84,000 | 129,000 | 135,000 |
| Income tax | 0 | 0 | 0 | 19,000 |
| Net income | 36,000 | 84,000 | 129,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,125,000 | 2,173,000 | 2,219,000 | 2,175,000 |
| Total capital | 2,210,000 | 2,257,000 | 2,306,000 | 2,292,000 |
| Risk-weighted assets | 11,651,000 | 11,785,000 | 12,164,000 | 12,168,000 |