Call reports 2001
BANK OF BILLINGS — 2001
What BANK OF BILLINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,078,000 | 24,403,000 | 24,782,000 | 24,767,000 |
| Total loans | 9,566,000 | 9,768,000 | 9,565,000 | 9,259,000 |
| Allowance for loan losses | 68,000 | 68,000 | 71,000 | 84,000 |
| Securities available for sale | 11,892,000 | 11,906,000 | 10,555,000 | 12,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,829,000 | 22,109,000 | 22,378,000 | 22,482,000 |
| Interest-bearing deposits | 19,605,000 | 19,745,000 | 19,894,000 | 19,949,000 |
| Noninterest-bearing deposits | 2,224,000 | 2,364,000 | 2,484,000 | 2,533,000 |
| Equity capital | 2,138,000 | 2,173,000 | 2,255,000 | 2,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 775,000 | 1,169,000 | 1,540,000 |
| Interest expense | 222,000 | 450,000 | 675,000 | 886,000 |
| Net interest income | 161,000 | 325,000 | 494,000 | 654,000 |
| Noninterest income | 9,000 | 21,000 | 31,000 | 41,000 |
| Noninterest expense | 139,000 | 276,000 | 410,000 | 571,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 16,000 |
| Pretax income | 31,000 | 70,000 | 112,000 | 108,000 |
| Income tax | 5,000 | 13,000 | 20,000 | 5,000 |
| Net income | 26,000 | 57,000 | 92,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,043,000 | 2,074,000 | 2,108,000 | 2,089,000 |
| Total capital | 2,111,000 | 2,142,000 | 2,179,000 | 2,173,000 |
| Risk-weighted assets | 11,991,000 | 11,878,000 | 11,648,000 | 11,466,000 |