Call reports 2025
FIRST NATIONAL BANK OF COLERAINE, THE — 2025
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 103,464,000 | 103,944,000 | 111,485,000 | 109,884,000 |
| Total loans | 41,196,000 | 41,863,000 | 41,668,000 | 41,755,000 |
| Allowance for loan losses | 402,000 | 403,000 | 403,000 | 403,000 |
| Securities available for sale | 45,313,000 | 47,036,000 | 48,354,000 | 48,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,890,000 | 97,984,000 | 105,085,000 | 103,256,000 |
| Interest-bearing deposits | 80,059,000 | 80,299,000 | 86,368,000 | 85,362,000 |
| Noninterest-bearing deposits | 17,831,000 | 17,685,000 | 18,717,000 | 17,894,000 |
| Equity capital | 5,376,000 | 5,772,000 | 6,196,000 | 6,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,871,000 | 2,881,000 | 3,944,000 |
| Interest expense | 356,000 | 713,000 | 1,097,000 | 1,494,000 |
| Net interest income | 551,000 | 1,158,000 | 1,784,000 | 2,450,000 |
| Noninterest income | 77,000 | 163,000 | 248,000 | 421,000 |
| Noninterest expense | 547,000 | 1,068,000 | 1,664,000 | 2,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 253,000 | 368,000 | 598,000 |
| Income tax | 10,000 | 46,000 | 66,000 | 120,000 |
| Net income | 71,000 | 207,000 | 302,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,976,000 | 7,973,000 | 8,067,000 | 8,083,000 |
| Total capital | 8,378,000 | 8,376,000 | 8,470,000 | 8,486,000 |
| Risk-weighted assets | 45,202,000 | 46,168,000 | 45,924,000 | 45,501,000 |