Call reports 2024
FIRST NATIONAL BANK OF COLERAINE, THE — 2024
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 103,318,000 | 102,508,000 | 105,589,000 | 104,334,000 |
| Total loans | 40,898,000 | 41,407,000 | 41,609,000 | 41,628,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 402,000 |
| Securities available for sale | 49,222,000 | 47,842,000 | 49,564,000 | 46,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,209,000 | 93,292,000 | 98,380,000 | 99,246,000 |
| Interest-bearing deposits | 76,192,000 | 75,762,000 | 80,731,000 | 81,644,000 |
| Noninterest-bearing deposits | 18,017,000 | 17,530,000 | 17,649,000 | 17,602,000 |
| Equity capital | 4,415,000 | 4,500,000 | 5,505,000 | 4,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,702,000 | 2,625,000 | 3,561,000 |
| Interest expense | 290,000 | 634,000 | 976,000 | 1,318,000 |
| Net interest income | 555,000 | 1,068,000 | 1,649,000 | 2,243,000 |
| Noninterest income | 74,000 | 174,000 | 255,000 | 360,000 |
| Noninterest expense | 583,000 | 1,117,000 | 1,693,000 | 2,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 125,000 | 211,000 | 318,000 |
| Income tax | 8,000 | 14,000 | 31,000 | 53,000 |
| Net income | 38,000 | 111,000 | 180,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,899,000 | 7,972,000 | 7,940,000 | 7,906,000 |
| Total capital | 8,301,000 | 8,374,000 | 8,342,000 | 8,308,000 |
| Risk-weighted assets | 46,357,000 | 46,104,000 | 45,568,000 | 46,024,000 |