Call reports 2023
FIRST NATIONAL BANK OF COLERAINE, THE — 2023
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 100,805,000 | 102,908,000 | 101,493,000 | 102,001,000 |
| Total loans | 38,715,000 | 39,104,000 | 40,883,000 | 39,955,000 |
| Allowance for loan losses | 401,000 | 402,000 | 402,000 | 402,000 |
| Securities available for sale | 50,865,000 | 49,743,000 | 48,376,000 | 50,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,724,000 | 96,091,000 | 95,210,000 | 97,379,000 |
| Interest-bearing deposits | 77,318,000 | 77,611,000 | 75,955,000 | 79,811,000 |
| Noninterest-bearing deposits | 19,406,000 | 18,480,000 | 19,255,000 | 17,568,000 |
| Equity capital | 4,013,000 | 3,645,000 | 3,136,000 | 4,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,510,000 | 2,328,000 | 3,149,000 |
| Interest expense | 126,000 | 320,000 | 550,000 | 820,000 |
| Net interest income | 623,000 | 1,190,000 | 1,778,000 | 2,329,000 |
| Noninterest income | 76,000 | 155,000 | 242,000 | 354,000 |
| Noninterest expense | 586,000 | 1,125,000 | 1,696,000 | 2,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 217,000 | 321,000 | 394,000 |
| Income tax | 23,000 | 45,000 | 63,000 | 78,000 |
| Net income | 88,000 | 172,000 | 258,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,913,000 | 7,857,000 | 7,943,000 | 7,861,000 |
| Total capital | 8,314,000 | 8,259,000 | 8,345,000 | 8,263,000 |
| Risk-weighted assets | 45,259,000 | 45,929,000 | 47,181,000 | 45,801,000 |