Call reports 2022
FIRST NATIONAL BANK OF COLERAINE, THE — 2022
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,743,000 | 105,378,000 | 106,752,000 | 106,973,000 |
| Total loans | 33,795,000 | 35,377,000 | 36,878,000 | 38,281,000 |
| Allowance for loan losses | 395,000 | 396,000 | 396,000 | 401,000 |
| Securities available for sale | 55,766,000 | 52,878,000 | 51,817,000 | 52,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,470,000 | 101,084,000 | 103,767,000 | 103,499,000 |
| Interest-bearing deposits | 79,616,000 | 82,074,000 | 83,896,000 | 84,481,000 |
| Noninterest-bearing deposits | 19,854,000 | 19,010,000 | 19,871,000 | 19,018,000 |
| Equity capital | 5,242,000 | 4,262,000 | 2,906,000 | 3,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,240,000 | 1,913,000 | 2,670,000 |
| Interest expense | 86,000 | 170,000 | 258,000 | 350,000 |
| Net interest income | 522,000 | 1,070,000 | 1,655,000 | 2,320,000 |
| Noninterest income | 89,000 | 181,000 | 270,000 | 372,000 |
| Noninterest expense | 522,000 | 1,071,000 | 1,627,000 | 2,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 180,000 | 298,000 | 460,000 |
| Income tax | 15,000 | 25,000 | 55,000 | 90,000 |
| Net income | 74,000 | 155,000 | 243,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,819,000 | 7,900,000 | 7,848,000 | 7,825,000 |
| Total capital | 8,214,000 | 8,296,000 | 8,244,000 | 8,226,000 |
| Risk-weighted assets | 42,826,000 | 44,182,000 | 46,192,000 | 46,350,000 |