Call reports 2021
FIRST NATIONAL BANK OF COLERAINE, THE — 2021
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 101,314,000 | 106,993,000 | 110,237,000 | 110,453,000 |
| Total loans | 35,166,000 | 33,818,000 | 33,869,000 | 33,496,000 |
| Allowance for loan losses | 390,000 | 395,000 | 395,000 | 395,000 |
| Securities available for sale | 47,997,000 | 52,268,000 | 55,048,000 | 58,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,212,000 | 98,958,000 | 102,169,000 | 102,987,000 |
| Interest-bearing deposits | 71,285,000 | 75,856,000 | 78,959,000 | 84,769,000 |
| Noninterest-bearing deposits | 21,927,000 | 23,102,000 | 23,210,000 | 18,218,000 |
| Equity capital | 7,841,000 | 7,794,000 | 7,842,000 | 7,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,284,000 | 1,926,000 | 2,541,000 |
| Interest expense | 86,000 | 166,000 | 252,000 | 343,000 |
| Net interest income | 562,000 | 1,118,000 | 1,674,000 | 2,198,000 |
| Noninterest income | 124,000 | 252,000 | 363,000 | 499,000 |
| Noninterest expense | 470,000 | 990,000 | 1,498,000 | 2,100,000 |
| Provision for loan losses | 12,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 204,000 | 364,000 | 523,000 | 581,000 |
| Income tax | 51,000 | 87,000 | 123,000 | 125,000 |
| Net income | 153,000 | 277,000 | 400,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,732,000 | 7,716,000 | 7,839,000 | 7,745,000 |
| Total capital | 8,122,000 | 8,111,000 | 8,234,000 | 8,140,000 |
| Risk-weighted assets | 39,252,000 | 39,730,000 | 41,552,000 | 42,229,000 |