Call reports 2020
FIRST NATIONAL BANK OF COLERAINE, THE — 2020
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,329,000 | 92,887,000 | 96,581,000 | 100,460,000 |
| Total loans | 34,683,000 | 35,229,000 | 34,671,000 | 34,713,000 |
| Allowance for loan losses | 342,000 | 354,000 | 366,000 | 378,000 |
| Securities available for sale | 36,072,000 | 38,481,000 | 40,778,000 | 45,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,311,000 | 84,343,000 | 87,824,000 | 91,802,000 |
| Interest-bearing deposits | 64,287,000 | 65,940,000 | 68,477,000 | 71,762,000 |
| Noninterest-bearing deposits | 12,024,000 | 18,403,000 | 19,347,000 | 20,040,000 |
| Equity capital | 7,634,000 | 8,048,000 | 8,214,000 | 8,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,416,000 | 2,098,000 | 2,787,000 |
| Interest expense | 100,000 | 194,000 | 289,000 | 386,000 |
| Net interest income | 598,000 | 1,222,000 | 1,809,000 | 2,401,000 |
| Noninterest income | 92,000 | 249,000 | 427,000 | 672,000 |
| Noninterest expense | 482,000 | 1,012,000 | 1,505,000 | 2,120,000 |
| Provision for loan losses | 6,000 | 18,000 | 30,000 | 42,000 |
| Pretax income | 202,000 | 441,000 | 705,000 | 915,000 |
| Income tax | 47,000 | 109,000 | 177,000 | 223,000 |
| Net income | 155,000 | 332,000 | 528,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,332,000 | 7,368,000 | 7,565,000 | 7,579,000 |
| Total capital | 7,674,000 | 7,722,000 | 7,931,000 | 7,957,000 |
| Risk-weighted assets | 38,376,000 | 39,155,000 | 38,495,000 | 39,325,000 |