Call reports 2019
FIRST NATIONAL BANK OF COLERAINE, THE — 2019
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 85,514,000 | 82,775,000 | 88,743,000 | 85,968,000 |
| Total loans | 34,657,000 | 34,736,000 | 32,540,000 | 33,650,000 |
| Allowance for loan losses | 319,000 | 326,000 | 330,000 | 336,000 |
| Securities available for sale | 39,341,000 | 36,772,000 | 37,244,000 | 36,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,344,000 | 75,212,000 | 80,888,000 | 78,285,000 |
| Interest-bearing deposits | 65,343,000 | 63,218,000 | 68,429,000 | 66,196,000 |
| Noninterest-bearing deposits | 13,001,000 | 11,994,000 | 12,459,000 | 12,089,000 |
| Equity capital | 7,033,000 | 7,273,000 | 7,470,000 | 7,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,368,000 | 2,077,000 | 2,782,000 |
| Interest expense | 96,000 | 195,000 | 298,000 | 403,000 |
| Net interest income | 582,000 | 1,173,000 | 1,779,000 | 2,379,000 |
| Noninterest income | 65,000 | 147,000 | 242,000 | 353,000 |
| Noninterest expense | 482,000 | 986,000 | 1,468,000 | 2,045,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 161,000 | 324,000 | 539,000 | 667,000 |
| Income tax | 29,000 | 62,000 | 110,000 | 135,000 |
| Net income | 132,000 | 262,000 | 429,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,057,000 | 7,057,000 | 7,224,000 | 7,177,000 |
| Total capital | 7,376,000 | 7,383,000 | 7,554,000 | 7,513,000 |
| Risk-weighted assets | 40,485,000 | 39,463,000 | 37,634,000 | 38,301,000 |