Call reports 2018
FIRST NATIONAL BANK OF COLERAINE, THE — 2018
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,813,000 | 87,413,000 | 89,612,000 | 92,302,000 |
| Total loans | 34,481,000 | 34,217,000 | 35,085,000 | 34,609,000 |
| Allowance for loan losses | 309,000 | 315,000 | 315,000 | 315,000 |
| Securities available for sale | 43,627,000 | 41,011,000 | 42,250,000 | 41,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,637,000 | 81,010,000 | 83,145,000 | 85,645,000 |
| Interest-bearing deposits | 65,685,000 | 65,634,000 | 69,836,000 | 68,435,000 |
| Noninterest-bearing deposits | 12,952,000 | 15,376,000 | 13,309,000 | 17,210,000 |
| Equity capital | 6,369,000 | 6,348,000 | 6,374,000 | 6,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,321,000 | 2,032,000 | 2,724,000 |
| Interest expense | 76,000 | 164,000 | 249,000 | 344,000 |
| Net interest income | 578,000 | 1,157,000 | 1,783,000 | 2,380,000 |
| Noninterest income | 67,000 | 141,000 | 188,000 | 286,000 |
| Noninterest expense | 496,000 | 1,019,000 | 1,512,000 | 2,072,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 143,000 | 267,000 | 447,000 | 582,000 |
| Income tax | 22,000 | 47,000 | 80,000 | 95,000 |
| Net income | 121,000 | 220,000 | 367,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,789,000 | 6,788,000 | 6,935,000 | 6,925,000 |
| Total capital | 7,098,000 | 7,103,000 | 7,250,000 | 7,240,000 |
| Risk-weighted assets | 41,114,000 | 40,253,000 | 41,092,000 | 41,345,000 |