Call reports 2014
FIRST NATIONAL BANK OF COLERAINE, THE — 2014
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,602,000 | 78,642,000 | 82,270,000 | 80,852,000 |
| Total loans | 26,407,000 | 26,341,000 | 28,475,000 | 29,544,000 |
| Allowance for loan losses | 229,000 | 229,000 | 229,000 | 234,000 |
| Securities available for sale | 44,561,000 | 44,234,000 | 43,467,000 | 43,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,644,000 | 72,833,000 | 76,292,000 | 74,833,000 |
| Interest-bearing deposits | 58,277,000 | 62,687,000 | 65,489,000 | 63,465,000 |
| Noninterest-bearing deposits | 10,367,000 | 10,146,000 | 10,803,000 | 11,368,000 |
| Equity capital | 5,616,000 | 5,771,000 | 5,911,000 | 5,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,139,000 | 1,729,000 | 2,304,000 |
| Interest expense | 87,000 | 176,000 | 265,000 | 349,000 |
| Net interest income | 481,000 | 963,000 | 1,464,000 | 1,955,000 |
| Noninterest income | 76,000 | 155,000 | 220,000 | 299,000 |
| Noninterest expense | 484,000 | 929,000 | 1,399,000 | 1,876,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 8,000 |
| Pretax income | 71,000 | 187,000 | 283,000 | 370,000 |
| Income tax | 6,000 | 20,000 | 30,000 | 35,000 |
| Net income | 65,000 | 167,000 | 253,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,771,000 | 5,783,000 | 5,868,000 | 5,851,000 |
| Total capital | 6,000,000 | 6,012,000 | 6,097,000 | 6,085,000 |
| Risk-weighted assets | 35,704,000 | 35,626,000 | 37,232,000 | 37,519,000 |