Call reports 2012
FIRST NATIONAL BANK OF COLERAINE, THE — 2012
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,073,000 | 74,685,000 | 75,977,000 | 78,147,000 |
| Total loans | 24,959,000 | 24,642,000 | 23,444,000 | 24,241,000 |
| Allowance for loan losses | 202,000 | 207,000 | 214,000 | 221,000 |
| Securities available for sale | 42,010,000 | 44,914,000 | 44,850,000 | 45,863,000 |
| Securities held to maturity | 353,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,897,000 | 68,247,000 | 69,482,000 | 71,915,000 |
| Interest-bearing deposits | 60,352,000 | 56,337,000 | 59,263,000 | 61,288,000 |
| Noninterest-bearing deposits | 9,545,000 | 11,910,000 | 10,219,000 | 10,627,000 |
| Equity capital | 5,873,000 | 6,036,000 | 6,092,000 | 5,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,221,000 | 1,795,000 | 2,375,000 |
| Interest expense | 163,000 | 305,000 | 433,000 | 546,000 |
| Net interest income | 473,000 | 916,000 | 1,362,000 | 1,829,000 |
| Noninterest income | 86,000 | 183,000 | 284,000 | 374,000 |
| Noninterest expense | 483,000 | 926,000 | 1,397,000 | 1,868,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 179,000 | 300,000 | 409,000 | 496,000 |
| Income tax | 55,000 | 75,000 | 96,000 | 86,000 |
| Net income | 124,000 | 225,000 | 313,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,458,000 | 5,458,000 | 5,547,000 | 5,524,000 |
| Total capital | 5,660,000 | 5,665,000 | 5,761,000 | 5,745,000 |
| Risk-weighted assets | 31,703,000 | 32,576,000 | 32,942,000 | 33,944,000 |