Call reports 2011
FIRST NATIONAL BANK OF COLERAINE, THE — 2011
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,862,000 | 70,013,000 | 72,720,000 | 74,226,000 |
| Total loans | 24,454,000 | 24,125,000 | 24,955,000 | 24,378,000 |
| Allowance for loan losses | 183,000 | 195,000 | 195,000 | 195,000 |
| Securities available for sale | 39,856,000 | 37,080,000 | 42,667,000 | 41,430,000 |
| Securities held to maturity | 745,000 | 386,000 | 374,000 | 364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,663,000 | 64,012,000 | 66,313,000 | 67,873,000 |
| Interest-bearing deposits | 54,944,000 | 56,262,000 | 56,700,000 | 59,785,000 |
| Noninterest-bearing deposits | 7,719,000 | 7,750,000 | 9,613,000 | 8,088,000 |
| Equity capital | 5,452,000 | 5,738,000 | 6,007,000 | 5,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,370,000 | 2,038,000 | 2,706,000 |
| Interest expense | 212,000 | 402,000 | 587,000 | 759,000 |
| Net interest income | 480,000 | 968,000 | 1,451,000 | 1,947,000 |
| Noninterest income | 78,000 | 171,000 | 255,000 | 301,000 |
| Noninterest expense | 452,000 | 935,000 | 1,401,000 | 1,855,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 131,000 | 244,000 | 345,000 | 459,000 |
| Income tax | 15,000 | 30,000 | 46,000 | 69,000 |
| Net income | 116,000 | 214,000 | 299,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,280,000 | 5,278,000 | 5,364,000 | 5,334,000 |
| Total capital | 5,463,000 | 5,473,000 | 5,559,000 | 5,529,000 |
| Risk-weighted assets | 29,328,000 | 29,266,000 | 30,182,000 | 30,472,000 |