Call reports 2010
FIRST NATIONAL BANK OF COLERAINE, THE — 2010
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,807,000 | 71,112,000 | 72,788,000 | 72,799,000 |
| Total loans | 26,464,000 | 25,575,000 | 25,686,000 | 25,208,000 |
| Allowance for loan losses | 230,000 | 239,000 | 239,000 | 243,000 |
| Securities available for sale | 39,334,000 | 36,232,000 | 38,913,000 | 38,204,000 |
| Securities held to maturity | 883,000 | 874,000 | 866,000 | 857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,087,000 | 65,181,000 | 66,552,000 | 67,458,000 |
| Interest-bearing deposits | 56,972,000 | 57,535,000 | 58,224,000 | 59,647,000 |
| Noninterest-bearing deposits | 7,115,000 | 7,646,000 | 8,328,000 | 7,811,000 |
| Equity capital | 5,397,000 | 5,588,000 | 5,799,000 | 5,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,604,000 | 2,370,000 | 3,121,000 |
| Interest expense | 282,000 | 552,000 | 821,000 | 1,068,000 |
| Net interest income | 521,000 | 1,052,000 | 1,549,000 | 2,053,000 |
| Noninterest income | 72,000 | 147,000 | 178,000 | 272,000 |
| Noninterest expense | 449,000 | 926,000 | 1,376,000 | 1,900,000 |
| Provision for loan losses | 12,000 | 20,000 | 20,000 | 24,000 |
| Pretax income | 171,000 | 329,000 | 436,000 | 514,000 |
| Income tax | 38,000 | 84,000 | 102,000 | 105,000 |
| Net income | 133,000 | 245,000 | 334,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,128,000 | 5,120,000 | 5,209,000 | 5,164,000 |
| Total capital | 5,358,000 | 5,359,000 | 5,448,000 | 5,407,000 |
| Risk-weighted assets | 31,539,000 | 30,423,000 | 30,954,000 | 30,490,000 |