Call reports 2009
FIRST NATIONAL BANK OF COLERAINE, THE — 2009
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,018,000 | 66,869,000 | 70,838,000 | 70,360,000 |
| Total loans | 29,332,000 | 28,221,000 | 27,363,000 | 26,189,000 |
| Allowance for loan losses | 246,000 | 175,000 | 201,000 | 228,000 |
| Securities available for sale | 31,521,000 | 31,368,000 | 37,121,000 | 37,389,000 |
| Securities held to maturity | 1,061,000 | 1,403,000 | 900,000 | 891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,728,000 | 59,321,000 | 64,518,000 | 64,809,000 |
| Interest-bearing deposits | 52,392,000 | 52,318,000 | 56,973,000 | 56,984,000 |
| Noninterest-bearing deposits | 7,336,000 | 7,003,000 | 7,545,000 | 7,825,000 |
| Equity capital | 5,287,000 | 5,258,000 | 5,492,000 | 5,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,684,000 | 2,589,000 | 3,421,000 |
| Interest expense | 336,000 | 661,000 | 990,000 | 1,298,000 |
| Net interest income | 505,000 | 1,023,000 | 1,599,000 | 2,123,000 |
| Noninterest income | 120,000 | 217,000 | 236,000 | 325,000 |
| Noninterest expense | 423,000 | 886,000 | 1,358,000 | 1,889,000 |
| Provision for loan losses | 6,000 | 56,000 | 80,000 | 104,000 |
| Pretax income | 196,000 | 298,000 | 475,000 | 559,000 |
| Income tax | 50,000 | 40,000 | 94,000 | 133,000 |
| Net income | 146,000 | 258,000 | 381,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,955,000 | 4,947,000 | 5,070,000 | 4,995,000 |
| Total capital | 5,201,000 | 5,122,000 | 5,271,000 | 5,223,000 |
| Risk-weighted assets | 32,141,000 | 31,327,000 | 31,396,000 | 30,936,000 |