Call reports 2005

FIRST NATIONAL BANK OF COLERAINE, THE — 2005

Name: FIRST NATIONAL BANK OF COLERAINE, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF COLERAINE, THE

What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5cedd0d-cdd0-4990-92f0-69e1b24c4629/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	59,275,000	58,525,000	59,634,000	63,173,000
Total loans	29,406,000	31,063,000	31,974,000	33,000,000
Allowance for loan losses	148,000	160,000	177,000	154,000
Securities available for sale	24,317,000	24,503,000	24,255,000	24,381,000
Securities held to maturity	79,000	68,000	60,000	52,000
Trading assets	0	0	0	0
Total deposits	54,504,000	52,085,000	54,040,000	58,351,000
Interest-bearing deposits	48,180,000	46,177,000	46,408,000	51,868,000
Noninterest-bearing deposits	6,324,000	5,908,000	7,632,000	6,483,000
Equity capital	4,180,000	4,327,000	4,371,000	4,207,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	687,000	1,394,000	2,123,000	2,866,000
Interest expense	273,000	543,000	834,000	1,146,000
Net interest income	414,000	851,000	1,289,000	1,720,000
Noninterest income	90,000	207,000	328,000	428,000
Noninterest expense	373,000	764,000	1,180,000	1,637,000
Provision for loan losses	12,000	29,000	49,000	77,000
Pretax income	119,000	265,000	388,000	434,000
Income tax	17,000	57,000	87,000	90,000
Net income	102,000	208,000	301,000	344,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,473,000	4,489,000	4,583,000	4,505,000
Total capital	4,621,000	4,649,000	4,760,000	4,659,000
Risk-weighted assets	30,460,000	31,064,000	32,175,000	33,624,000