Call reports 2003

FIRST NATIONAL BANK OF COLERAINE, THE — 2003

Name: FIRST NATIONAL BANK OF COLERAINE, THE — FFIEC call report 2003
Creator: FIRST NATIONAL BANK OF COLERAINE, THE

What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5cedd0d-cdd0-4990-92f0-69e1b24c4629/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	57,397,000	55,598,000	57,782,000	57,262,000
Total loans	28,738,000	29,174,000	29,899,000	30,525,000
Allowance for loan losses	286,000	292,000	279,000	257,000
Securities available for sale	16,971,000	22,255,000	23,433,000	23,565,000
Securities held to maturity	357,000	318,000	275,000	247,000
Trading assets	0	0	0	0
Total deposits	51,102,000	50,327,000	52,493,000	51,256,000
Interest-bearing deposits	45,143,000	44,257,000	46,382,000	45,167,000
Noninterest-bearing deposits	5,959,000	6,070,000	6,111,000	6,089,000
Equity capital	4,641,000	4,675,000	4,682,000	4,640,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	753,000	1,465,000	2,179,000	2,890,000
Interest expense	292,000	577,000	847,000	1,107,000
Net interest income	461,000	888,000	1,332,000	1,783,000
Noninterest income	156,000	320,000	499,000	603,000
Noninterest expense	380,000	748,000	1,177,000	1,581,000
Provision for loan losses	9,000	18,000	30,000	42,000
Pretax income	228,000	442,000	624,000	763,000
Income tax	60,000	135,000	210,000	263,000
Net income	168,000	307,000	414,000	500,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,468,000	4,487,000	4,594,000	4,560,000
Total capital	4,754,000	4,779,000	4,873,000	4,817,000
Risk-weighted assets	28,477,000	28,912,000	29,899,000	30,008,000