Call reports 2001
FIRST NATIONAL BANK OF COLERAINE, THE — 2001
What FIRST NATIONAL BANK OF COLERAINE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,807,000 | 47,293,000 | 51,337,000 | 51,090,000 |
| Total loans | 32,469,000 | 32,941,000 | 31,871,000 | 29,381,000 |
| Allowance for loan losses | 260,000 | 268,000 | 268,000 | 271,000 |
| Securities available for sale | 11,412,000 | 11,253,000 | 13,213,000 | 15,813,000 |
| Securities held to maturity | 509,000 | 509,000 | 509,000 | 509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,552,000 | 41,118,000 | 44,922,000 | 44,747,000 |
| Interest-bearing deposits | 37,276,000 | 37,044,000 | 39,796,000 | 39,199,000 |
| Noninterest-bearing deposits | 4,276,000 | 4,074,000 | 5,126,000 | 5,548,000 |
| Equity capital | 3,961,000 | 3,993,000 | 4,233,000 | 4,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,746,000 | 2,618,000 | 3,468,000 |
| Interest expense | 493,000 | 955,000 | 1,415,000 | 1,847,000 |
| Net interest income | 391,000 | 791,000 | 1,203,000 | 1,621,000 |
| Noninterest income | 84,000 | 171,000 | 262,000 | 386,000 |
| Noninterest expense | 336,000 | 685,000 | 1,048,000 | 1,439,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 132,000 | 262,000 | 395,000 | 538,000 |
| Income tax | 40,000 | 80,000 | 120,000 | 180,000 |
| Net income | 92,000 | 182,000 | 275,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,888,000 | 3,908,000 | 4,001,000 | 4,004,000 |
| Total capital | 4,148,000 | 4,176,000 | 4,269,000 | 4,275,000 |
| Risk-weighted assets | 28,229,000 | 28,467,000 | 28,336,000 | 27,287,000 |