Call reports 2025
CNB BANK — 2025
What CNB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,273,457,000 | 6,297,616,000 | 8,231,937,000 | 8,372,231,000 |
| Total loans | 4,600,355,000 | 4,723,935,000 | 6,458,003,000 | 6,486,290,000 |
| Allowance for loan losses | 45,189,000 | 46,161,000 | 65,516,000 | 64,887,000 |
| Securities available for sale | 511,787,000 | 520,014,000 | 533,553,000 | 584,330,000 |
| Securities held to maturity | 282,159,000 | 270,032,000 | 249,247,000 | 242,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,562,685,000 | 5,571,185,000 | 7,019,170,000 | 7,131,555,000 |
| Interest-bearing deposits | 4,617,680,000 | 4,611,294,000 | 5,857,667,000 | 5,994,772,000 |
| Noninterest-bearing deposits | 945,005,000 | 959,891,000 | 1,161,503,000 | 1,136,783,000 |
| Equity capital | 600,850,000 | 612,287,000 | 906,857,000 | 932,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 81,515,000 | 166,592,000 | 274,648,000 | 389,702,000 |
| Interest expense | 32,984,000 | 65,598,000 | 106,150,000 | 146,301,000 |
| Net interest income | 48,531,000 | 100,994,000 | 168,498,000 | 243,401,000 |
| Noninterest income | 8,622,000 | 17,125,000 | 26,450,000 | 37,516,000 |
| Noninterest expense | 39,299,000 | 78,422,000 | 125,541,000 | 184,512,000 |
| Provision for loan losses | 926,000 | 4,746,000 | 22,867,000 | 6,966,000 |
| Pretax income | 16,551,000 | 35,165,000 | 47,623,000 | 91,458,000 |
| Income tax | 3,222,000 | 6,878,000 | 9,385,000 | 18,009,000 |
| Net income | 13,329,000 | 28,287,000 | 38,238,000 | 73,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 603,073,000 | 611,478,000 | 816,422,000 | 857,160,000 |
| Total capital | 648,961,000 | 658,396,000 | 880,861,000 | 905,798,000 |
| Risk-weighted assets | 4,719,242,000 | 4,832,250,000 | 6,452,590,000 | 6,370,809,000 |