Call reports 2023
CNB BANK — 2023
What CNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,562,941,000 | 5,642,636,000 | 5,710,557,000 | 5,730,903,000 |
| Total loans | 4,292,154,000 | 4,456,606,000 | 4,482,649,000 | 4,458,744,000 |
| Allowance for loan losses | 41,841,000 | 43,392,000 | 43,646,000 | 43,664,000 |
| Securities available for sale | 366,219,000 | 350,142,000 | 331,297,000 | 336,967,000 |
| Securities held to maturity | 402,300,000 | 394,238,000 | 391,301,000 | 388,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,855,815,000 | 5,032,614,000 | 5,104,596,000 | 5,100,627,000 |
| Interest-bearing deposits | 3,943,506,000 | 4,125,002,000 | 4,219,785,000 | 4,269,869,000 |
| Noninterest-bearing deposits | 912,309,000 | 907,612,000 | 884,811,000 | 830,758,000 |
| Equity capital | 525,305,000 | 528,785,000 | 526,819,000 | 548,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 65,673,000 | 137,086,000 | 211,654,000 | 289,919,000 |
| Interest expense | 18,080,000 | 42,231,000 | 69,570,000 | 100,090,000 |
| Net interest income | 47,593,000 | 94,855,000 | 142,084,000 | 189,829,000 |
| Noninterest income | 7,949,000 | 15,525,000 | 23,587,000 | 31,491,000 |
| Noninterest expense | 33,224,000 | 68,696,000 | 104,402,000 | 141,540,000 |
| Provision for loan losses | 862,000 | 2,792,000 | 3,427,000 | 4,192,000 |
| Pretax income | 21,496,000 | 39,016,000 | 57,714,000 | 75,983,000 |
| Income tax | 4,261,000 | 7,697,000 | 11,405,000 | 14,986,000 |
| Net income | 17,235,000 | 31,319,000 | 46,309,000 | 60,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 540,807,000 | 548,187,000 | 554,121,000 | 563,412,000 |
| Total capital | 578,981,000 | 587,913,000 | 594,100,000 | 603,409,000 |
| Risk-weighted assets | 4,359,203,000 | 4,480,389,000 | 4,543,553,000 | 4,517,512,000 |