Call reports 2020
CNB BANK — 2020
What CNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,753,504,000 | 4,451,130,000 | 4,755,335,000 | 4,709,040,000 |
| Total loans | 2,845,359,000 | 3,030,417,000 | 3,342,314,000 | 3,372,800,000 |
| Allowance for loan losses | 20,178,000 | 22,801,000 | 25,081,000 | 32,160,000 |
| Securities available for sale | 570,242,000 | 548,743,000 | 584,500,000 | 582,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,846,000 | 3,250,000 | 3,465,000 | 3,874,000 |
| Total deposits | 3,102,491,000 | 3,607,098,000 | 4,082,033,000 | 4,191,687,000 |
| Interest-bearing deposits | 2,723,376,000 | 3,088,786,000 | 3,419,803,000 | 3,554,630,000 |
| Noninterest-bearing deposits | 379,115,000 | 518,312,000 | 662,230,000 | 637,057,000 |
| Equity capital | 364,733,000 | 369,625,000 | 454,380,000 | 453,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 39,092,000 | 76,321,000 | 117,754,000 | 163,450,000 |
| Interest expense | 9,191,000 | 16,430,000 | 23,149,000 | 28,751,000 |
| Net interest income | 29,901,000 | 59,891,000 | 94,605,000 | 134,699,000 |
| Noninterest income | 5,022,000 | 10,379,000 | 16,644,000 | 24,158,000 |
| Noninterest expense | 20,974,000 | 42,196,000 | 69,401,000 | 103,903,000 |
| Provision for loan losses | 2,760,000 | 8,116,000 | 11,115,000 | 14,115,000 |
| Pretax income | 11,189,000 | 22,148,000 | 32,923,000 | 43,029,000 |
| Income tax | 2,047,000 | 4,086,000 | 6,120,000 | 8,130,000 |
| Net income | 9,142,000 | 18,062,000 | 26,803,000 | 34,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 317,918,000 | 323,292,000 | 402,435,000 | 408,693,000 |
| Total capital | 338,096,000 | 346,093,000 | 427,516,000 | 434,598,000 |
| Risk-weighted assets | 2,851,638,000 | 2,824,641,000 | 3,155,381,000 | 3,214,799,000 |