Call reports 2019
CNB BANK — 2019
What CNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,268,271,000 | 3,383,107,000 | 3,521,841,000 | 3,740,508,000 |
| Total loans | 2,521,952,000 | 2,617,088,000 | 2,743,303,000 | 2,797,193,000 |
| Allowance for loan losses | 18,600,000 | 19,606,000 | 18,305,000 | 17,526,000 |
| Securities available for sale | 500,253,000 | 533,615,000 | 529,512,000 | 541,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,732,000 | 2,853,000 | 2,924,000 | 3,170,000 |
| Total deposits | 2,658,734,000 | 2,738,169,000 | 2,876,008,000 | 3,102,630,000 |
| Interest-bearing deposits | 2,311,973,000 | 2,385,287,000 | 2,504,834,000 | 2,720,068,000 |
| Noninterest-bearing deposits | 346,761,000 | 352,882,000 | 371,174,000 | 382,562,000 |
| Equity capital | 321,463,000 | 333,250,000 | 342,493,000 | 349,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 35,792,000 | 73,081,000 | 112,148,000 | 151,781,000 |
| Interest expense | 8,074,000 | 16,640,000 | 25,907,000 | 35,834,000 |
| Net interest income | 27,718,000 | 56,441,000 | 86,241,000 | 115,947,000 |
| Noninterest income | 4,959,000 | 11,135,000 | 16,887,000 | 22,588,000 |
| Noninterest expense | 20,224,000 | 41,773,000 | 63,119,000 | 85,360,000 |
| Provision for loan losses | 925,000 | 2,176,000 | 3,740,000 | 4,005,000 |
| Pretax income | 11,676,000 | 23,774,000 | 36,417,000 | 49,318,000 |
| Income tax | 2,086,000 | 4,302,000 | 6,642,000 | 9,042,000 |
| Net income | 9,590,000 | 19,472,000 | 29,775,000 | 40,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 290,843,000 | 297,401,000 | 304,218,000 | 312,795,000 |
| Total capital | 309,443,000 | 317,007,000 | 322,523,000 | 330,321,000 |
| Risk-weighted assets | 2,466,225,000 | 2,558,988,000 | 2,692,422,000 | 2,783,529,000 |