Call reports 2016
CNB BANK — 2016
What CNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,281,919,000 | 2,319,266,000 | 2,519,687,000 | 2,552,932,000 |
| Total loans | 1,597,655,000 | 1,647,506,000 | 1,794,669,000 | 1,872,059,000 |
| Allowance for loan losses | 15,078,000 | 14,382,000 | 14,057,000 | 14,483,000 |
| Securities available for sale | 536,609,000 | 518,851,000 | 504,345,000 | 493,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,540,000 | 1,607,000 | 1,701,000 | 1,742,000 |
| Total deposits | 1,890,670,000 | 1,886,837,000 | 2,024,386,000 | 2,019,648,000 |
| Interest-bearing deposits | 1,627,731,000 | 1,637,243,000 | 1,730,732,000 | 1,732,094,000 |
| Noninterest-bearing deposits | 262,940,000 | 249,593,000 | 293,654,000 | 287,554,000 |
| Equity capital | 204,916,000 | 207,438,000 | 260,837,000 | 257,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 20,964,000 | 42,430,000 | 66,410,000 | 90,314,000 |
| Interest expense | 2,960,000 | 5,871,000 | 8,736,000 | 11,598,000 |
| Net interest income | 18,004,000 | 36,559,000 | 57,674,000 | 78,716,000 |
| Noninterest income | 2,811,000 | 5,696,000 | 8,897,000 | 14,681,000 |
| Noninterest expense | 13,299,000 | 30,723,000 | 46,252,000 | 63,429,000 |
| Provision for loan losses | 500,000 | 150,000 | 150,000 | 1,200,000 |
| Pretax income | 7,016,000 | 12,417,000 | 21,300,000 | 29,775,000 |
| Income tax | 1,795,000 | 3,028,000 | 5,316,000 | 7,891,000 |
| Net income | 5,221,000 | 9,389,000 | 15,984,000 | 21,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,344,000 | 184,099,000 | 225,059,000 | 228,109,000 |
| Total capital | 197,422,000 | 198,481,000 | 239,116,000 | 242,592,000 |
| Risk-weighted assets | 1,646,444,000 | 1,669,799,000 | 1,818,130,000 | 1,838,727,000 |