Call reports 2015
CNB BANK — 2015
What CNB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,160,268,000 | 2,233,295,000 | 2,239,105,000 | 2,264,480,000 |
| Total loans | 1,349,394,000 | 1,444,689,000 | 1,507,253,000 | 1,569,385,000 |
| Allowance for loan losses | 16,141,000 | 15,875,000 | 15,547,000 | 14,948,000 |
| Securities available for sale | 652,805,000 | 637,319,000 | 585,662,000 | 543,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,317,000 | 1,353,000 | 1,325,000 | 1,383,000 |
| Total deposits | 1,867,781,000 | 1,862,921,000 | 1,848,022,000 | 1,815,539,000 |
| Interest-bearing deposits | 1,607,925,000 | 1,604,929,000 | 1,576,928,000 | 1,551,413,000 |
| Noninterest-bearing deposits | 259,857,000 | 257,993,000 | 271,094,000 | 264,127,000 |
| Equity capital | 192,217,000 | 188,619,000 | 195,522,000 | 197,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,616,000 | 40,914,000 | 62,043,000 | 82,903,000 |
| Interest expense | 2,886,000 | 5,881,000 | 8,913,000 | 11,818,000 |
| Net interest income | 17,730,000 | 35,033,000 | 53,130,000 | 71,085,000 |
| Noninterest income | 2,663,000 | 5,824,000 | 8,723,000 | 11,988,000 |
| Noninterest expense | 12,208,000 | 25,436,000 | 38,834,000 | 52,515,000 |
| Provision for loan losses | 535,000 | 535,000 | 535,000 | 735,000 |
| Pretax income | 7,672,000 | 15,380,000 | 23,051,000 | 30,492,000 |
| Income tax | 2,079,000 | 4,156,000 | 6,208,000 | 8,199,000 |
| Net income | 5,593,000 | 11,224,000 | 16,843,000 | 22,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,108,000 | 172,061,000 | 175,248,000 | 178,353,000 |
| Total capital | 186,249,000 | 187,936,000 | 190,795,000 | 193,301,000 |
| Risk-weighted assets | 1,384,580,000 | 1,473,936,000 | 1,548,018,000 | 1,601,655,000 |