Call reports 2014
CNB BANK — 2014
What CNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,114,821,000 | 2,137,029,000 | 2,153,162,000 | 2,169,213,000 |
| Total loans | 1,286,340,000 | 1,301,036,000 | 1,319,159,000 | 1,347,544,000 |
| Allowance for loan losses | 15,336,000 | 15,994,000 | 16,328,000 | 15,762,000 |
| Securities available for sale | 684,760,000 | 692,291,000 | 696,244,000 | 682,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,255,000 | 1,297,000 | 1,290,000 | 1,319,000 |
| Total deposits | 1,828,977,000 | 1,851,328,000 | 1,867,169,000 | 1,847,552,000 |
| Interest-bearing deposits | 1,606,882,000 | 1,625,741,000 | 1,621,005,000 | 1,602,393,000 |
| Noninterest-bearing deposits | 222,095,000 | 225,588,000 | 246,164,000 | 245,159,000 |
| Equity capital | 169,408,000 | 173,971,000 | 178,008,000 | 184,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 20,318,000 | 40,891,000 | 61,386,000 | 82,901,000 |
| Interest expense | 2,863,000 | 5,799,000 | 8,717,000 | 11,623,000 |
| Net interest income | 17,455,000 | 35,092,000 | 52,669,000 | 71,278,000 |
| Noninterest income | 2,884,000 | 5,787,000 | 8,770,000 | 11,897,000 |
| Noninterest expense | 12,601,000 | 24,464,000 | 36,763,000 | 49,291,000 |
| Provision for loan losses | 725,000 | 1,825,000 | 2,425,000 | 2,155,000 |
| Pretax income | 7,079,000 | 14,794,000 | 22,496,000 | 32,158,000 |
| Income tax | 1,964,000 | 4,128,000 | 6,291,000 | 9,156,000 |
| Net income | 5,115,000 | 10,666,000 | 16,205,000 | 23,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,997,000 | 156,610,000 | 159,808,000 | 164,835,000 |
| Total capital | 170,333,000 | 172,604,000 | 176,136,000 | 180,597,000 |
| Risk-weighted assets | 1,322,058,000 | 1,330,754,000 | 1,339,986,000 | 1,371,975,000 |