Call reports 2013
CNB BANK — 2013
What CNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,785,395,000 | 1,791,723,000 | 1,823,208,000 | 2,112,009,000 |
| Total loans | 924,545,000 | 973,590,000 | 1,021,447,000 | 1,287,564,000 |
| Allowance for loan losses | 12,758,000 | 14,307,000 | 15,921,000 | 14,855,000 |
| Securities available for sale | 755,633,000 | 721,777,000 | 697,427,000 | 682,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,174,000 | 1,163,000 | 1,225,000 | 1,285,000 |
| Total deposits | 1,545,822,000 | 1,546,886,000 | 1,552,977,000 | 1,835,831,000 |
| Interest-bearing deposits | 1,495,227,000 | 1,491,667,000 | 1,491,510,000 | 1,763,431,000 |
| Noninterest-bearing deposits | 50,595,000 | 55,219,000 | 61,467,000 | 72,400,000 |
| Equity capital | 138,621,000 | 125,060,000 | 126,567,000 | 161,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 15,758,000 | 31,701,000 | 48,106,000 | 67,543,000 |
| Interest expense | 3,005,000 | 5,760,000 | 8,229,000 | 11,154,000 |
| Net interest income | 12,753,000 | 25,941,000 | 39,877,000 | 56,389,000 |
| Noninterest income | 2,449,000 | 5,651,000 | 8,425,000 | 11,539,000 |
| Noninterest expense | 9,103,000 | 19,249,000 | 29,025,000 | 41,445,000 |
| Provision for loan losses | 675,000 | 3,500,000 | 4,010,000 | 4,850,000 |
| Pretax income | 5,502,000 | 8,937,000 | 15,361,000 | 21,754,000 |
| Income tax | 1,449,000 | 2,077,000 | 3,950,000 | 5,799,000 |
| Net income | 4,053,000 | 6,860,000 | 11,411,000 | 15,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,780,000 | 124,570,000 | 129,088,000 | 151,585,000 |
| Total capital | 134,016,000 | 137,370,000 | 142,347,000 | 166,440,000 |
| Risk-weighted assets | 977,988,000 | 1,022,574,000 | 1,058,041,000 | 1,323,903,000 |