Call reports 2012
CNB BANK — 2012
What CNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,663,443,000 | 1,697,386,000 | 1,717,257,000 | 1,748,928,000 |
| Total loans | 852,549,000 | 899,272,000 | 905,138,000 | 921,022,000 |
| Allowance for loan losses | 12,085,000 | 12,651,000 | 12,519,000 | 12,911,000 |
| Securities available for sale | 715,608,000 | 709,388,000 | 713,481,000 | 731,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,162,000 | 1,137,000 | 1,182,000 | 1,211,000 |
| Total deposits | 1,437,322,000 | 1,455,759,000 | 1,481,008,000 | 1,485,445,000 |
| Interest-bearing deposits | 1,271,273,000 | 1,392,543,000 | 1,428,276,000 | 1,428,368,000 |
| Noninterest-bearing deposits | 166,049,000 | 63,216,000 | 52,732,000 | 57,077,000 |
| Equity capital | 126,996,000 | 133,264,000 | 136,641,000 | 138,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,058,000 | 32,473,000 | 48,710,000 | 64,768,000 |
| Interest expense | 3,919,000 | 7,641,000 | 10,836,000 | 13,970,000 |
| Net interest income | 12,139,000 | 24,832,000 | 37,874,000 | 50,798,000 |
| Noninterest income | 2,362,000 | 4,702,000 | 7,228,000 | 9,771,000 |
| Noninterest expense | 8,561,000 | 16,894,000 | 25,680,000 | 33,990,000 |
| Provision for loan losses | 900,000 | 2,375,000 | 3,250,000 | 5,250,000 |
| Pretax income | 5,606,000 | 11,562,000 | 17,572,000 | 22,708,000 |
| Income tax | 1,481,000 | 3,080,000 | 4,732,000 | 6,034,000 |
| Net income | 4,125,000 | 8,482,000 | 12,840,000 | 16,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,550,000 | 115,395,000 | 117,640,000 | 119,534,000 |
| Total capital | 124,241,000 | 127,387,000 | 129,568,000 | 131,788,000 |
| Risk-weighted assets | 933,657,000 | 957,875,000 | 960,805,000 | 979,052,000 |