Call reports 2011
CNB BANK — 2011
What CNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,463,241,000 | 1,469,628,000 | 1,521,411,000 | 1,579,541,000 |
| Total loans | 790,449,000 | 815,941,000 | 828,172,000 | 842,800,000 |
| Allowance for loan losses | 10,278,000 | 10,819,000 | 11,356,000 | 11,715,000 |
| Securities available for sale | 556,799,000 | 542,065,000 | 586,455,000 | 632,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,270,000 | 1,298,000 | 1,088,000 | 1,150,000 |
| Total deposits | 1,226,708,000 | 1,249,371,000 | 1,297,753,000 | 1,354,358,000 |
| Interest-bearing deposits | 1,080,944,000 | 1,101,117,000 | 1,145,483,000 | 1,201,155,000 |
| Noninterest-bearing deposits | 145,764,000 | 148,254,000 | 152,270,000 | 153,203,000 |
| Equity capital | 108,274,000 | 117,221,000 | 125,516,000 | 126,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,018,000 | 30,719,000 | 46,774,000 | 62,816,000 |
| Interest expense | 4,186,000 | 8,475,000 | 12,672,000 | 16,710,000 |
| Net interest income | 10,832,000 | 22,244,000 | 34,102,000 | 46,106,000 |
| Noninterest income | 2,242,000 | 4,704,000 | 7,009,000 | 9,493,000 |
| Noninterest expense | 7,860,000 | 15,618,000 | 23,500,000 | 31,542,000 |
| Provision for loan losses | 625,000 | 1,525,000 | 2,250,000 | 4,300,000 |
| Pretax income | 4,264,000 | 9,480,000 | 15,121,000 | 19,961,000 |
| Income tax | 1,070,000 | 2,478,000 | 4,015,000 | 5,199,000 |
| Net income | 3,194,000 | 7,002,000 | 11,106,000 | 14,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,129,000 | 106,887,000 | 108,906,000 | 110,232,000 |
| Total capital | 115,415,000 | 117,721,000 | 120,063,000 | 121,673,000 |
| Risk-weighted assets | 855,991,000 | 874,793,000 | 890,946,000 | 913,762,000 |