Call reports 2010
CNB BANK — 2010
What CNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,221,028,000 | 1,308,238,000 | 1,342,867,000 | 1,393,159,000 |
| Total loans | 704,664,000 | 733,073,000 | 748,725,000 | 790,938,000 |
| Allowance for loan losses | 8,777,000 | 9,278,000 | 9,693,000 | 9,829,000 |
| Securities available for sale | 387,151,000 | 460,837,000 | 497,436,000 | 495,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 98,000 | 42,000 | 0 | 0 |
| Total deposits | 1,032,652,000 | 1,098,393,000 | 1,114,814,000 | 1,163,210,000 |
| Interest-bearing deposits | 916,716,000 | 957,667,000 | 974,171,000 | 1,022,116,000 |
| Noninterest-bearing deposits | 115,936,000 | 140,726,000 | 140,644,000 | 141,094,000 |
| Equity capital | 81,132,000 | 106,756,000 | 114,254,000 | 105,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 13,441,000 | 28,066,000 | 43,154,000 | 58,283,000 |
| Interest expense | 4,442,000 | 8,805,000 | 13,115,000 | 18,041,000 |
| Net interest income | 8,999,000 | 19,261,000 | 30,039,000 | 40,242,000 |
| Noninterest income | 2,199,000 | 4,382,000 | 6,675,000 | 9,240,000 |
| Noninterest expense | 7,708,000 | 14,726,000 | 22,419,000 | 30,023,000 |
| Provision for loan losses | 420,000 | 1,380,000 | 2,010,000 | 4,415,000 |
| Pretax income | 2,718,000 | 7,008,000 | 11,053,000 | 14,463,000 |
| Income tax | 600,000 | 1,732,000 | 2,715,000 | 3,335,000 |
| Net income | 2,118,000 | 5,276,000 | 8,338,000 | 11,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,310,000 | 102,018,000 | 102,900,000 | 103,610,000 |
| Total capital | 89,087,000 | 111,296,000 | 112,616,000 | 113,451,000 |
| Risk-weighted assets | 769,052,000 | 797,371,000 | 806,763,000 | 839,987,000 |