Call reports 2009
CNB BANK — 2009
What CNB BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,002,663,000 | 1,024,982,000 | 1,072,202,000 | 1,143,822,000 |
| Total loans | 669,071,000 | 666,036,000 | 686,468,000 | 706,475,000 |
| Allowance for loan losses | 8,028,000 | 8,234,000 | 8,446,000 | 8,658,000 |
| Securities available for sale | 228,001,000 | 251,174,000 | 297,777,000 | 343,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 43,000 | 81,000 | 175,000 | 102,000 |
| Total deposits | 825,136,000 | 845,259,000 | 888,829,000 | 957,003,000 |
| Interest-bearing deposits | 724,466,000 | 740,260,000 | 778,427,000 | 840,563,000 |
| Noninterest-bearing deposits | 100,670,000 | 104,998,000 | 110,402,000 | 116,440,000 |
| Equity capital | 67,582,000 | 71,927,000 | 76,921,000 | 79,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,006,000 | 25,948,000 | 39,125,000 | 52,421,000 |
| Interest expense | 4,425,000 | 8,613,000 | 12,910,000 | 17,379,000 |
| Net interest income | 8,581,000 | 17,335,000 | 26,215,000 | 35,042,000 |
| Noninterest income | 1,948,000 | 4,500,000 | 6,976,000 | 9,234,000 |
| Noninterest expense | 6,893,000 | 14,281,000 | 21,320,000 | 28,033,000 |
| Provision for loan losses | 460,000 | 1,140,000 | 1,890,000 | 2,940,000 |
| Pretax income | 3,164,000 | 6,515,000 | 9,398,000 | 11,276,000 |
| Income tax | 776,000 | 1,635,000 | 2,318,000 | 2,460,000 |
| Net income | 2,384,000 | 4,880,000 | 7,080,000 | 8,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,323,000 | 75,369,000 | 77,819,000 | 79,397,000 |
| Total capital | 79,356,000 | 83,603,000 | 86,265,000 | 88,055,000 |
| Risk-weighted assets | 734,303,000 | 727,992,000 | 767,542,000 | 761,645,000 |