Call reports 2008
CNB BANK — 2008
What CNB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 867,400,000 | 922,815,000 | 980,758,000 | 991,200,000 |
| Total loans | 609,975,000 | 652,084,000 | 662,176,000 | 663,344,000 |
| Allowance for loan losses | 6,520,000 | 6,923,000 | 7,210,000 | 7,771,000 |
| Securities available for sale | 166,914,000 | 175,382,000 | 186,448,000 | 230,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,377,000 | 2,035,000 | 173,000 | 31,000 |
| Total deposits | 692,251,000 | 755,933,000 | 807,586,000 | 815,013,000 |
| Interest-bearing deposits | 595,995,000 | 651,975,000 | 700,025,000 | 716,603,000 |
| Noninterest-bearing deposits | 96,256,000 | 103,958,000 | 107,562,000 | 98,410,000 |
| Equity capital | 63,295,000 | 62,577,000 | 64,755,000 | 66,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,059,000 | 26,126,000 | 39,457,000 | 53,145,000 |
| Interest expense | 4,600,000 | 9,412,000 | 14,499,000 | 19,501,000 |
| Net interest income | 8,459,000 | 16,714,000 | 24,958,000 | 33,644,000 |
| Noninterest income | 2,078,000 | 4,195,000 | 6,500,000 | 8,530,000 |
| Noninterest expense | 6,893,000 | 13,521,000 | 20,280,000 | 26,790,000 |
| Provision for loan losses | 380,000 | 982,000 | 1,445,000 | 2,355,000 |
| Pretax income | 2,694,000 | 6,045,000 | 5,617,000 | 8,771,000 |
| Income tax | 697,000 | 1,624,000 | 1,254,000 | 2,025,000 |
| Net income | 1,997,000 | 4,421,000 | 4,363,000 | 6,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,661,000 | 62,899,000 | 67,434,000 | 69,555,000 |
| Total capital | 67,195,000 | 69,822,000 | 74,644,000 | 77,326,000 |
| Risk-weighted assets | 650,475,000 | 689,682,000 | 692,420,000 | 698,951,000 |