Call reports 2007
CNB BANK — 2007
What CNB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 776,610,000 | 801,127,000 | 815,919,000 | 835,766,000 |
| Total loans | 543,917,000 | 572,569,000 | 585,847,000 | 594,865,000 |
| Allowance for loan losses | 5,894,000 | 6,200,000 | 6,196,000 | 6,384,000 |
| Securities available for sale | 160,478,000 | 153,566,000 | 155,392,000 | 150,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,449,000 | 650,971,000 | 652,673,000 | 662,328,000 |
| Interest-bearing deposits | 558,666,000 | 558,572,000 | 557,974,000 | 568,185,000 |
| Noninterest-bearing deposits | 82,782,000 | 92,399,000 | 94,699,000 | 94,143,000 |
| Equity capital | 61,283,000 | 61,456,000 | 62,425,000 | 62,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,112,000 | 24,835,000 | 38,059,000 | 51,574,000 |
| Interest expense | 5,337,000 | 10,731,000 | 16,286,000 | 21,538,000 |
| Net interest income | 6,775,000 | 14,104,000 | 21,773,000 | 30,036,000 |
| Noninterest income | 1,910,000 | 4,000,000 | 5,749,000 | 7,750,000 |
| Noninterest expense | 6,053,000 | 11,737,000 | 17,652,000 | 23,728,000 |
| Provision for loan losses | 95,000 | 500,000 | 695,000 | 1,093,000 |
| Pretax income | 2,537,000 | 5,867,000 | 9,175,000 | 12,330,000 |
| Income tax | 641,000 | 1,526,000 | 2,435,000 | 3,236,000 |
| Net income | 1,896,000 | 4,341,000 | 6,740,000 | 9,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,619,000 | 57,503,000 | 58,531,000 | 59,021,000 |
| Total capital | 62,968,000 | 64,143,000 | 65,033,000 | 65,405,000 |
| Risk-weighted assets | 583,902,000 | 610,503,000 | 621,223,000 | 639,907,000 |