Call reports 2006
CNB BANK — 2006
What CNB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 754,018,000 | 763,136,000 | 759,693,000 | 767,293,000 |
| Total loans | 529,420,000 | 532,552,000 | 539,727,000 | 548,825,000 |
| Allowance for loan losses | 5,760,000 | 5,927,000 | 6,075,000 | 6,001,000 |
| Securities available for sale | 159,816,000 | 161,778,000 | 151,414,000 | 145,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,300,000 | 623,243,000 | 624,787,000 | 631,466,000 |
| Interest-bearing deposits | 543,596,000 | 543,703,000 | 540,061,000 | 548,772,000 |
| Noninterest-bearing deposits | 80,703,000 | 79,540,000 | 84,726,000 | 82,694,000 |
| Equity capital | 56,960,000 | 57,772,000 | 59,357,000 | 60,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,036,000 | 22,851,000 | 34,817,000 | 47,254,000 |
| Interest expense | 4,473,000 | 9,345,000 | 14,522,000 | 19,915,000 |
| Net interest income | 6,563,000 | 13,506,000 | 20,295,000 | 27,339,000 |
| Noninterest income | 1,924,000 | 3,942,000 | 6,011,000 | 8,091,000 |
| Noninterest expense | 5,383,000 | 10,767,000 | 16,090,000 | 21,534,000 |
| Provision for loan losses | 356,000 | 725,000 | 1,040,000 | 1,252,000 |
| Pretax income | 2,748,000 | 5,956,000 | 9,176,000 | 12,644,000 |
| Income tax | 719,000 | 1,569,000 | 2,434,000 | 3,346,000 |
| Net income | 2,029,000 | 4,387,000 | 6,742,000 | 9,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,805,000 | 54,263,000 | 55,209,000 | 56,279,000 |
| Total capital | 58,892,000 | 60,435,000 | 61,507,000 | 62,594,000 |
| Risk-weighted assets | 580,761,000 | 573,489,000 | 576,315,000 | 585,330,000 |