Call reports 2002
CNB BANK — 2002
What CNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 628,909,000 | 644,222,000 | 652,751,000 | 660,523,000 |
| Total loans | 396,381,000 | 403,254,000 | 411,498,000 | 424,288,000 |
| Allowance for loan losses | 4,180,000 | 4,326,000 | 4,682,000 | 5,036,000 |
| Securities available for sale | 174,359,000 | 179,588,000 | 183,692,000 | 179,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,574,000 | 530,434,000 | 540,039,000 | 545,291,000 |
| Interest-bearing deposits | 505,195,000 | 508,840,000 | 513,865,000 | 518,851,000 |
| Noninterest-bearing deposits | 22,379,000 | 21,594,000 | 26,174,000 | 26,440,000 |
| Equity capital | 52,175,000 | 64,854,000 | 64,212,000 | 65,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,637,000 | 19,532,000 | 29,499,000 | 39,397,000 |
| Interest expense | 3,977,000 | 7,881,000 | 11,428,000 | 14,854,000 |
| Net interest income | 5,660,000 | 11,651,000 | 18,071,000 | 24,543,000 |
| Noninterest income | 1,452,000 | 2,961,000 | 4,509,000 | 6,045,000 |
| Noninterest expense | 4,603,000 | 9,218,000 | 12,835,000 | 17,125,000 |
| Provision for loan losses | 360,000 | 720,000 | 1,260,000 | 1,800,000 |
| Pretax income | 2,149,000 | 4,686,000 | 8,497,000 | 11,675,000 |
| Income tax | 519,000 | 1,159,000 | 2,127,000 | 2,876,000 |
| Net income | 1,630,000 | 3,527,000 | 6,370,000 | 8,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,714,000 | 50,821,000 | 48,545,000 | 49,553,000 |
| Total capital | 43,894,000 | 55,147,000 | 53,227,000 | 54,589,000 |
| Risk-weighted assets | 437,606,000 | 445,656,000 | 451,840,000 | 467,949,000 |