Call reports 2001
CNB BANK — 2001
What CNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 572,312,000 | 579,914,000 | 590,182,000 | 588,397,000 |
| Total loans | 366,258,000 | 369,091,000 | 378,657,000 | 392,297,000 |
| Allowance for loan losses | 4,002,000 | 4,066,000 | 4,001,000 | 4,095,000 |
| Securities available for sale | 147,423,000 | 155,869,000 | 154,094,000 | 150,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,552,000 | 499,896,000 | 507,798,000 | 506,748,000 |
| Interest-bearing deposits | 470,727,000 | 476,591,000 | 483,740,000 | 477,329,000 |
| Noninterest-bearing deposits | 22,825,000 | 23,305,000 | 24,058,000 | 29,419,000 |
| Equity capital | 50,155,000 | 50,910,000 | 52,415,000 | 52,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,305,000 | 20,571,000 | 30,742,000 | 40,627,000 |
| Interest expense | 5,126,000 | 10,087,000 | 14,847,000 | 19,079,000 |
| Net interest income | 5,179,000 | 10,484,000 | 15,895,000 | 21,548,000 |
| Noninterest income | 1,164,000 | 2,413,000 | 3,702,000 | 5,274,000 |
| Noninterest expense | 4,274,000 | 8,570,000 | 13,000,000 | 17,409,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,080,000 |
| Pretax income | 1,799,000 | 3,787,000 | 6,012,000 | 8,523,000 |
| Income tax | 429,000 | 910,000 | 1,491,000 | 2,217,000 |
| Net income | 1,370,000 | 2,877,000 | 4,521,000 | 6,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,199,000 | 36,281,000 | 37,534,000 | 38,877,000 |
| Total capital | 39,229,000 | 40,347,000 | 41,535,000 | 42,972,000 |
| Risk-weighted assets | 390,117,000 | 409,433,000 | 415,478,000 | 415,907,000 |