Call reports 2011
CARNEY STATE BANK, THE — 2011
What CARNEY STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 18,744,000 | 18,988,000 | 19,476,000 | 19,679,000 |
| Total loans | 7,425,000 | 6,922,000 | 7,119,000 | 7,160,000 |
| Allowance for loan losses | 64,000 | 61,000 | 64,000 | 66,000 |
| Securities available for sale | 10,068,000 | 8,976,000 | 6,061,000 | 6,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,047,000 | 17,134,000 | 17,334,000 | 17,683,000 |
| Interest-bearing deposits | 15,569,000 | 15,249,000 | 15,619,000 | 16,076,000 |
| Noninterest-bearing deposits | 1,478,000 | 1,885,000 | 1,715,000 | 1,607,000 |
| Equity capital | 1,593,000 | 1,705,000 | 1,918,000 | 1,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 423,000 | 615,000 | 793,000 |
| Interest expense | 74,000 | 144,000 | 210,000 | 272,000 |
| Net interest income | 138,000 | 279,000 | 405,000 | 521,000 |
| Noninterest income | 26,000 | 50,000 | 87,000 | 75,000 |
| Noninterest expense | 147,000 | 342,000 | 565,000 | 769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 59,000 | 188,000 | 91,000 |
| Income tax | 2,000 | 6,000 | 20,000 | 26,000 |
| Net income | 15,000 | 53,000 | 168,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,458,000 | 1,496,000 | 1,586,000 | 1,483,000 |
| Total capital | 1,522,000 | 1,557,000 | 1,650,000 | 1,549,000 |
| Risk-weighted assets | 6,382,000 | 6,468,000 | 7,179,000 | 7,018,000 |