Call reports 2002
CARNEY STATE BANK, THE — 2002
What CARNEY STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,782,000 | 13,787,000 | 14,059,000 | 14,405,000 |
| Total loans | 4,316,000 | 4,441,000 | 4,700,000 | 4,809,000 |
| Allowance for loan losses | 58,000 | 55,000 | 47,000 | 47,000 |
| Securities available for sale | 1,738,000 | 1,848,000 | 1,879,000 | 2,170,000 |
| Securities held to maturity | 6,018,000 | 6,031,000 | 5,624,000 | 5,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,465,000 | 12,434,000 | 12,646,000 | 13,039,000 |
| Interest-bearing deposits | 11,328,000 | 11,377,000 | 11,751,000 | 11,881,000 |
| Noninterest-bearing deposits | 1,137,000 | 1,057,000 | 895,000 | 1,158,000 |
| Equity capital | 1,263,000 | 1,293,000 | 1,339,000 | 1,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 437,000 | 655,000 | 867,000 |
| Interest expense | 98,000 | 193,000 | 287,000 | 382,000 |
| Net interest income | 122,000 | 244,000 | 368,000 | 485,000 |
| Noninterest income | 19,000 | 40,000 | 64,000 | 85,000 |
| Noninterest expense | 108,000 | 232,000 | 343,000 | 501,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 33,000 | 52,000 | 89,000 | 64,000 |
| Income tax | 5,000 | 8,000 | 18,000 | 16,000 |
| Net income | 28,000 | 44,000 | 71,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,240,000 | 1,256,000 | 1,283,000 | 1,243,000 |
| Total capital | 1,294,000 | 1,310,000 | 1,330,000 | 1,290,000 |
| Risk-weighted assets | 4,307,000 | 4,357,000 | 4,721,000 | 4,746,000 |