Call reports 2001
CARNEY STATE BANK, THE — 2001
What CARNEY STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,413,000 | 13,963,000 | 14,139,000 | 13,617,000 |
| Total loans | 3,978,000 | 4,118,000 | 4,500,000 | 4,407,000 |
| Allowance for loan losses | 60,000 | 55,000 | 56,000 | 60,000 |
| Securities available for sale | 1,798,000 | 1,797,000 | 1,614,000 | 1,604,000 |
| Securities held to maturity | 5,569,000 | 5,462,000 | 5,664,000 | 5,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,066,000 | 12,630,000 | 12,773,000 | 12,274,000 |
| Interest-bearing deposits | 10,833,000 | 11,359,000 | 11,301,000 | 11,157,000 |
| Noninterest-bearing deposits | 1,233,000 | 1,271,000 | 1,472,000 | 1,117,000 |
| Equity capital | 1,273,000 | 1,261,000 | 1,289,000 | 1,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 480,000 | 722,000 | 955,000 |
| Interest expense | 123,000 | 247,000 | 372,000 | 484,000 |
| Net interest income | 119,000 | 233,000 | 350,000 | 471,000 |
| Noninterest income | 17,000 | 33,000 | 50,000 | 72,000 |
| Noninterest expense | 98,000 | 218,000 | 329,000 | 471,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 38,000 | 48,000 | 71,000 | 66,000 |
| Income tax | 6,000 | 7,000 | 13,000 | 13,000 |
| Net income | 32,000 | 41,000 | 58,000 | 53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,237,000 | 1,226,000 | 1,243,000 | 1,238,000 |
| Total capital | 1,290,000 | 1,281,000 | 1,299,000 | 1,294,000 |
| Risk-weighted assets | 4,224,000 | 4,676,000 | 4,819,000 | 4,493,000 |