Call reports 2002
PARADIGM BANK TEXAS — 2002
What PARADIGM BANK TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 255,888,000 | 249,394,000 |
| Total loans | 170,592,000 | 175,283,000 |
| Allowance for loan losses | 1,929,000 | 1,787,000 |
| Securities available for sale | 29,552,000 | 27,944,000 |
| Securities held to maturity | 13,752,000 | 13,329,000 |
| Trading assets | 0 | 0 |
| Total deposits | 230,553,000 | 219,960,000 |
| Interest-bearing deposits | 144,242,000 | 135,075,000 |
| Noninterest-bearing deposits | 86,311,000 | 84,885,000 |
| Equity capital | 23,661,000 | 24,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 3,575,000 | 7,274,000 |
| Interest expense | 977,000 | 1,880,000 |
| Net interest income | 2,598,000 | 5,394,000 |
| Noninterest income | 932,000 | 2,446,000 |
| Noninterest expense | 2,930,000 | 5,815,000 |
| Provision for loan losses | 121,000 | 331,000 |
| Pretax income | 685,000 | 1,900,000 |
| Income tax | 199,000 | 572,000 |
| Net income | 486,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 19,831,000 | 21,131,000 |
| Total capital | 21,760,000 | 22,918,000 |
| Risk-weighted assets | 197,366,000 | 198,322,000 |