Call reports 2001
PARADIGM BANK TEXAS — 2001
What PARADIGM BANK TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 219,077,000 | 229,018,000 | 254,545,000 | 258,380,000 |
| Total loans | 134,935,000 | 145,920,000 | 151,126,000 | 170,758,000 |
| Allowance for loan losses | 891,000 | 1,167,000 | 1,338,000 | 1,570,000 |
| Securities available for sale | 24,503,000 | 35,863,000 | 41,955,000 | 34,620,000 |
| Securities held to maturity | 10,267,000 | 3,159,000 | 5,682,000 | 9,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,474,000 | 204,360,000 | 229,467,000 | 233,106,000 |
| Interest-bearing deposits | 122,713,000 | 128,286,000 | 146,834,000 | 149,026,000 |
| Noninterest-bearing deposits | 71,761,000 | 76,074,000 | 82,633,000 | 84,080,000 |
| Equity capital | 22,744,000 | 22,712,000 | 23,321,000 | 23,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,956,000 | 7,843,000 | 11,809,000 | 15,678,000 |
| Interest expense | 1,395,000 | 2,762,000 | 4,165,000 | 5,372,000 |
| Net interest income | 2,561,000 | 5,081,000 | 7,644,000 | 10,306,000 |
| Noninterest income | 1,182,000 | 2,299,000 | 3,432,000 | 4,527,000 |
| Noninterest expense | 2,974,000 | 5,914,000 | 8,837,000 | 11,967,000 |
| Provision for loan losses | 215,000 | 586,000 | 800,000 | 1,009,000 |
| Pretax income | 932,000 | 1,258,000 | 1,817,000 | 2,307,000 |
| Income tax | 298,000 | 384,000 | 499,000 | 636,000 |
| Net income | 634,000 | 874,000 | 1,318,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,915,000 | 18,915,000 | 19,415,000 | 19,390,000 |
| Total capital | 19,806,000 | 20,082,000 | 20,753,000 | 20,960,000 |
| Risk-weighted assets | 137,748,000 | 155,805,000 | 165,407,000 | 184,819,000 |