Call reports 2013
ROMA BANK — 2013
What ROMA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 1,627,646,000 | 1,588,302,000 | 1,537,587,000 |
| Total loans | 971,578,000 | 963,182,000 | 962,412,000 |
| Allowance for loan losses | 7,776,000 | 8,087,000 | 7,841,000 |
| Securities available for sale | 62,040,000 | 12,348,000 | 12,005,000 |
| Securities held to maturity | 397,963,000 | 357,932,000 | 336,685,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,344,823,000 | 1,307,318,000 | 1,255,956,000 |
| Interest-bearing deposits | 1,265,344,000 | 1,220,851,000 | 1,175,617,000 |
| Noninterest-bearing deposits | 79,479,000 | 86,467,000 | 80,339,000 |
| Equity capital | 182,298,000 | 182,726,000 | 184,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 14,158,000 | 27,774,000 | 40,933,000 |
| Interest expense | 2,832,000 | 5,492,000 | 7,979,000 |
| Net interest income | 11,326,000 | 22,282,000 | 32,954,000 |
| Noninterest income | 1,868,000 | 3,104,000 | 4,157,000 |
| Noninterest expense | 11,055,000 | 23,220,000 | 33,356,000 |
| Provision for loan losses | -135,000 | 147,000 | -84,000 |
| Pretax income | 2,274,000 | 2,022,000 | 3,843,000 |
| Income tax | 751,000 | 386,000 | 1,075,000 |
| Net income | 1,519,000 | 1,618,000 | 2,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 175,176,000 | 175,506,000 | 177,322,000 |
| Total capital | 182,952,000 | 183,593,000 | 185,163,000 |
| Risk-weighted assets | 890,481,000 | 849,400,000 | 837,400,000 |