Call reports 2012
ROMA BANK — 2012
What ROMA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,752,657,000 | 1,704,430,000 | 1,679,880,000 | 1,655,982,000 |
| Total loans | 923,727,000 | 932,453,000 | 952,373,000 | 974,907,000 |
| Allowance for loan losses | 5,735,000 | 6,191,000 | 7,355,000 | 7,886,000 |
| Securities available for sale | 45,483,000 | 86,324,000 | 49,961,000 | 44,441,000 |
| Securities held to maturity | 580,954,000 | 476,060,000 | 499,435,000 | 425,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,445,051,000 | 1,410,215,000 | 1,382,763,000 | 1,372,514,000 |
| Interest-bearing deposits | 1,368,809,000 | 1,338,839,000 | 1,305,826,000 | 1,295,728,000 |
| Noninterest-bearing deposits | 76,242,000 | 71,376,000 | 76,937,000 | 76,786,000 |
| Equity capital | 178,310,000 | 179,752,000 | 180,248,000 | 180,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,341,000 | 31,911,000 | 46,572,000 | 61,010,000 |
| Interest expense | 4,043,000 | 7,671,000 | 10,986,000 | 14,057,000 |
| Net interest income | 12,298,000 | 24,240,000 | 35,586,000 | 46,953,000 |
| Noninterest income | 1,385,000 | 2,934,000 | 4,864,000 | 6,518,000 |
| Noninterest expense | 10,643,000 | 21,577,000 | 32,210,000 | 44,697,000 |
| Provision for loan losses | 1,223,000 | 2,510,000 | 5,216,000 | 6,478,000 |
| Pretax income | 1,852,000 | 3,196,000 | 3,429,000 | 2,719,000 |
| Income tax | 524,000 | 890,000 | 906,000 | 538,000 |
| Net income | 1,292,000 | 2,266,000 | 2,479,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,789,000 | 173,051,000 | 173,702,000 | 172,065,000 |
| Total capital | 177,524,000 | 179,242,000 | 181,057,000 | 179,951,000 |
| Risk-weighted assets | 908,942,000 | 922,892,000 | 885,950,000 | 895,574,000 |