Call reports 2026
COMMERCIAL BANK — 2026
What COMMERCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 383,670,000 | 382,189,000 |
| Total loans | 176,500,000 | 175,012,000 |
| Allowance for loan losses | 2,299,000 | 2,327,000 |
| Securities available for sale | 168,271,000 | 179,715,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 353,338,000 | 354,199,000 |
| Interest-bearing deposits | 282,949,000 | 291,517,000 |
| Noninterest-bearing deposits | 70,389,000 | 62,682,000 |
| Equity capital | 28,242,000 | 25,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,075,000 | 8,456,000 |
| Interest expense | 1,041,000 | 2,075,000 |
| Net interest income | 3,034,000 | 6,381,000 |
| Noninterest income | 976,000 | 1,337,000 |
| Noninterest expense | 2,752,000 | 5,464,000 |
| Provision for loan losses | 126,000 | 157,000 |
| Pretax income | 930,000 | 1,635,000 |
| Income tax | 37,000 | 65,000 |
| Net income | 893,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,549,000 | 33,227,000 |
| Total capital | 38,037,000 | 35,701,000 |
| Risk-weighted assets | 217,005,000 | 204,639,000 |