Call reports 2024
COMMERCIAL BANK — 2024
What COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 348,387,000 | 351,124,000 | 353,545,000 | 359,568,000 |
| Total loans | 171,235,000 | 176,325,000 | 177,209,000 | 169,781,000 |
| Allowance for loan losses | 2,577,000 | 2,483,000 | 2,486,000 | 2,415,000 |
| Securities available for sale | 150,913,000 | 148,381,000 | 155,846,000 | 148,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,482,000 | 326,755,000 | 313,712,000 | 333,803,000 |
| Interest-bearing deposits | 263,005,000 | 266,523,000 | 255,625,000 | 277,239,000 |
| Noninterest-bearing deposits | 60,477,000 | 60,232,000 | 58,087,000 | 56,564,000 |
| Equity capital | 23,093,000 | 22,584,000 | 27,880,000 | 24,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,416,000 | 7,008,000 | 10,658,000 | 14,461,000 |
| Interest expense | 940,000 | 1,969,000 | 3,081,000 | 4,251,000 |
| Net interest income | 2,476,000 | 5,039,000 | 7,577,000 | 10,210,000 |
| Noninterest income | 910,000 | 1,787,000 | 2,753,000 | 3,730,000 |
| Noninterest expense | 2,540,000 | 5,080,000 | 7,598,000 | 10,266,000 |
| Provision for loan losses | 14,000 | 14,000 | 37,000 | 4,000 |
| Pretax income | 930,000 | 1,933,000 | 3,260,000 | 4,173,000 |
| Income tax | 41,000 | 85,000 | 143,000 | 168,000 |
| Net income | 889,000 | 1,848,000 | 3,117,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,191,000 | 35,650,000 | 36,919,000 | 36,307,000 |
| Total capital | 38,853,000 | 38,305,000 | 39,535,000 | 38,894,000 |
| Risk-weighted assets | 212,890,000 | 212,441,000 | 214,309,000 | 209,927,000 |